🍳 Budget Planning

Kitchen Remodel Budget: Where to Spend vs Save

Smart allocation for cabinets, counters, appliances, and lighting. Get maximum impact without overspending.

7 min read
Remodeling Experts
Updated Dec 2024

The average San Diego kitchen remodel costs $40,000-$80,000. Here's how to spend smart and get the most value.

Budget Breakdown (Typical $60K Remodel)

  • Cabinets & Hardware $18,000 (30%)
  • Labor & Installation $15,000 (25%)
  • Appliances $9,000 (15%)
  • Countertops $6,000 (10%)
  • Flooring $4,500 (7.5%)
  • Lighting & Electrical $3,000 (5%)
  • Plumbing & Fixtures $2,400 (4%)
  • Backsplash, Paint, Misc $2,100 (3.5%)

💰 Where to SPEND (High ROI)

1. Quality Cabinets

Why invest here: Cabinets are 30% of your budget and the #1 thing buyers notice. Quality cabinets last 20+ years.

  • Splurge on: Solid wood or high-quality plywood construction (avoid particleboard)
  • Splurge on: Soft-close hinges and full-extension drawers
  • Splurge on: Custom fit to maximize storage
  • Skip: Exotic wood species—painted or natural oak/maple looks great

Budget: $12K-$25K for quality cabinets (150 sq ft kitchen)

2. Durable Countertops

Why invest here: You use your countertops every single day. Cheap materials crack, stain, and devalue your kitchen.

  • Best value: Mid-tier quartz ($70-$100/sq ft installed)
  • Luxury option: Natural marble or quartzite ($120-$200/sq ft)
  • Skip: Laminate or tile counters (dated and low resale value)

Budget: $5K-$10K for quality stone (50 sq ft)

3. Professional Electrical Work

Why invest here: Kitchens need serious electrical capacity. Underpowered circuits = tripped breakers and fire hazards.

  • Splurge on: Dedicated circuits for appliances (fridge, microwave, dishwasher)
  • Splurge on: GFCI outlets on all countertops (code-required)
  • Splurge on: Under-cabinet lighting circuits
  • Splurge on: Panel upgrade if needed (don't skip this!)

Budget: $2,500-$5,000 for comprehensive electrical work

💡 Where to SAVE (Smart Cuts)

1. Appliances (Buy Smart)

Why save here: Appliances become outdated in 10-15 years anyway. Mid-tier brands perform just as well as luxury.

  • 💡 Smart buy: Whirlpool, KitchenAid, or Bosch over Wolf or Sub-Zero
  • 💡 Smart buy: Stainless steel finishes (timeless) over black stainless or custom panels
  • 💡 Smart buy: Wait for holiday sales (Memorial Day, Black Friday)
  • Skip: Built-in coffee makers, steam ovens, and wine fridges (rarely used)

Save $3K-$8K by choosing mid-tier appliances

2. Backsplash

Why save here: Backsplash covers a small area and has minimal impact on function.

  • 💡 Smart buy: Classic subway tile ($5-$10/sq ft) looks great forever
  • 💡 Smart buy: Peel-and-stick tile if on extreme budget (temporary solution)
  • Skip: Hand-painted artisan tile or imported stone mosaics

Save $1K-$3K on backsplash

3. Cabinet Hardware

Why save here: Quality hardware is available at all price points. No need to overpay.

  • 💡 Smart buy: Amazon or Wayfair hardware ($2-$5 per pull vs $15+ at showrooms)
  • 💡 Smart buy: Simple bar pulls or knobs in matte black or brushed nickel
  • Skip: Designer showroom hardware—identical styles cost 5x more

Save $500-$1,500 on hardware

4. Flooring

Why save here: Modern vinyl plank flooring looks identical to hardwood at 1/3 the price.

  • 💡 Smart buy: Luxury vinyl plank (LVP) that's waterproof and durable ($4-$7/sq ft)
  • 💡 Smart buy: Engineered hardwood over solid hardwood ($6-$10 vs $10-$18/sq ft)
  • Skip: Exotic hardwoods or imported tile—overkill for kitchens

Save $2K-$5K on flooring

⚖️ The 50/30/20 Rule for Kitchen Budgets

  • 50% - Visible Elements

    Cabinets, countertops, appliances, flooring—things people see and touch daily

  • 30% - Labor & Installation

    Professional installation ensures quality and longevity. Don't cut corners here.

  • 20% - Infrastructure

    Electrical, plumbing, HVAC—the unsexy stuff that makes your kitchen function safely

Common Budget Mistakes

  • Not budgeting for contingencies (10-15%):

    Almost every remodel uncovers hidden issues (old wiring, water damage, etc.)

  • Overspending on trendy finishes:

    Zellige tile and brass everything might be trendy now, but they'll date your kitchen in 5 years

  • Choosing the cheapest contractor:

    Low bids often mean cutting corners. Pay for quality work or you'll pay twice.

Get a Realistic Kitchen Remodel Budget

We'll help you prioritize spending to get maximum impact within your budget. Get a detailed quote with no hidden costs.

Licensed General Contractor • Transparent Pricing